You know the conversation you need to have. You have rehearsed it in the shower. And every time the moment comes, you change the subject, say yes, or pay again. Talking About Money gives you the actual words. One simple 5-step method for any money talk, then exact scripts for the hard ones: the first real money conversation with a partner, a family member asking for a loan, friends who always split the bill evenly, a pay conversation at work, saying no to spending you cannot afford, and telling someone (or a lender) about debt. Decision tables help you choose your answer before you open your mouth, and a fillable planner turns each talk into a written agreement. Works in any currency and any country. Organisation and communication, not financial or legal advice.
Who it is for
- Adults who keep putting off a money conversation with a partner, parent, sibling or friend
- The “nice one” who always lends, always pays, always says yes, and quietly resents it
- Anyone preparing a pay conversation at work or a call to a lender they have been avoiding
What is inside
- Self-check — which money conversations you avoid and where to start
- The 5-step money talk — one method for any money conversation, with a 10-minute prep
- Partner money talks — the first conversation, fair ways to split, the monthly money date
- Family asking for money — gift or loan decision table, yes, partial yes and no scripts
- Splitting costs with friends — 4 split methods, scripts for dinners, trips and shared homes
- Asking for a raise — evidence, the ask, answers to every reply, the follow-up email
- Saying no to spending — no + alternative scripts for invitations, gifts, kids and salespeople
- Debt and shame — how to tell a partner or family, and how to call a lender
- Planner + cheat sheet — conversation planner, cut-out script cards, agreements page, 7/30-day plan
How to use it in 3 steps
- Take the 5-minute self-check and pick the one conversation to have first
- Prepare it in 10 minutes with the conversation planner and a script from the guide
- Have the talk, write the agreement down, and book the next check-in
Formats and devices
- Guide: A4 PDF + US Letter PDF
- Planner: A4 + US Letter, fillable and printable
- Clickable contents and bookmarks
- Currency-neutral: works anywhere
Part of The Money Peace Bundle → https://beawareofme.com/the-money-peace-bundle/
Digital download · All sales final
