The Money Peace Bundle
Six practical guides, trackers and a budget spreadsheet that give your bills, paydays and spending a calm shape, so you can look at your money without dread.
When money takes up all the room in your head
“The letters are in a drawer and I am scared to open them.”
“Payday comes, and three days later it is already gone.”
“I lie awake doing sums that never come out right.”
What changes
- Every bill and due date is on one page, so nothing jumps out at you.
- You know one number each week: what is safe to spend.
- A small cushion is growing, and the hard conversations have words.
6 products, one calm system
Paycheck Peace
A calm, practical system for paycheck-to-paycheck months: payday map, 4-bucket split, bills calendar, emergency plan and a safe-to-spend number.
48-page guide · 15-page planner
Money Without Panic
A calm, practical guide for when you have been avoiding your money: open the envelopes, see the whole picture on one page, and keep it up with a 15-minute weekly check.
43-page guide · 15-page planner
Talking About Money
Word-for-word scripts for the money conversations people avoid: partners, family, friends, work, saying no and debt.
40-page guide · 12-page planner
Calm Budget Starter
A simple monthly budget spreadsheet for Excel and Google Sheets that turns your income, bills and savings into one clear number: what is safe to spend this week..
Excel + Google Sheets · 7 tabs
Bills Calendar
An undated bills calendar: one bills list, 12 monthly calendars, a paid-ticks tracker and a yearly bills planner.
15 pages · 12 monthly calendars
Emergency Fund Builder
Six colour-in savings charts (10 to 200 squares), a goal planner, saving ideas and a weekly log to build a small safety cushion.
15 pages · 6 colour-in charts
The order to use them
- Look
Money Without Panic: open and sort. - Dates
Bills Calendar: every due day. - Paydays
Paycheck Peace: four jobs per pay. - This week
Calm Budget Starter: safe to spend. - Cushion
Emergency Fund Builder: square by square. - Talk
Talking About Money: the words.
Real pages, ready to use
Instant download · 6 products · Digital download · All sales final
Who it is for
- ✓ Adults whose pay only just covers the month and who dread the days before payday
- ✓ Anyone with unopened letters, a closed banking app and a knot in the stomach about money
- ✓ People who want a calm, simple system for bills, spending and money talks, in any currency
Who it is not for
- ✕ Anyone looking for financial, investment, tax or legal advice for their own situation
- ✕ Anyone who needs urgent debt help today: a free, independent debt adviser comes first
FAQ
What format are the files?
PDF files in A4 and US Letter, plus two Excel .xlsx spreadsheets: the Calm Budget Starter and the Paycheck Peace tracker. The write-in pages are fillable, so you can type into them or print them.
Which devices can I use?
Any computer, tablet or phone with a PDF reader. Fillable fields work in Adobe Acrobat Reader and Apple Preview; on an iPad they work in GoodNotes and Notability. The spreadsheets open in Excel, or upload them to Google Drive to use them in Google Sheets.
Does it work in my currency?
Yes. Nothing is tied to one country or currency: you write your own amounts, and the spreadsheets let you set your own currency label.
Can I print the pages?
Yes. Print the whole file or only the pages you need, as often as you need them for your own use. The calendars and colour-in charts are made for printing.
How do I get the files?
Right after checkout you get a download link for one ZIP file with all six products, the Start Here roadmap and The Calm Money Week Planner.
Is this financial advice?
No. It is a general structure for organising everyday money, not financial, legal or psychological advice. For debt problems, a free and independent debt adviser in your country is the right next step.
What if a file will not open?
Email us and we will fix it. Digital download · All sales final.
The beawareofme Everyday Mind Kit
The Standard System and all six bundles, every guide, tracker, journal and card set, with its own Start Here roadmap.
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